
Budget with Back in Black
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Description
Introductory price! Only $1.99! 50% off for a limited time! Visit BackinBlack.mobi for full details and a video demo.
Back in Black is a budgeting app designed to help you understand and take control of your personal finances, one month at a time. It boils your finances down to the essentials: how much money you earn and spend every month, and where your money is going.
The app allo
... Read Morews you to keep tabs on your Fixed Expenses (mortgage/rent, insurance, utilities, etc.), Goals (savings for a vacation, wedding, retirement, paying off debt, etc.), and Spending (groceries, entertainment, gas, restaurants, etc.). You can even categorize your purchases to see where your money is spent.
Set up your initial monthly budget and each subsequent month a new budget will automatically be created based on last month’s budget information. You are free to tweak and adjust the current month’s budget as you see fit.
•Comprehensive Budgeting – As simple or as in-depth as you want
•Goals – Set goals for your financial future
•Reminders – Receive reminders on payment due dates and track your payments
FEATURES
Income
•Enter income by frequency: one-time, daily, weekly, bi-weekly, bi-monthly, monthly and annually
Fixed Expenses
•Create and organize fixed expenses by categories (default category list includes Auto, Home, Insurance and Utilities)
•Select from 140 icons for fixed expense categories
•Enter fixed expenses by frequency: one-time, daily, weekly, biweekly, bimonthly, monthly and annually
•Set reminders to notify when payments are due
•Create notes for each fixed expense
•Fixed Expenses summary list with totals per category and overall
•Fixed Expenses category list with total per category
•All Fixed Expenses list with expenses grouped by category
Goals
•Select from a preset list of goals or create your own
•Take a snapshot to represent your goal using your camera, from your photo library, or by selecting one of the present images
•Open-ended saving: you decide how much you want to save each month
•Closed-ended saving: tweak your goal settings to achieve a combination of end date, total amount, and monthly installment that works for you
•Set reminders to notify when monthly installments are due
•Create notes for each goal
•Make adjustments at any time and your future payment schedule will automatically be recalculated
Spending
•Create, organize and set spending limits by categories (default category list includes General, Gas, Restaurants, Groceries, Clothing and Entertainment)
•Select from a preset list of spending categories or create your own
•Select from 140 icons for spending categories
•Quickly and easily enter new purchases from the budget summary screen, spending summary screen, or spending category screen
•Create notes for each purchase
•Spending summary list with totals per category and total spent/total remaining
•Spending category list with category total spent/category total remaining
•All Purchases list with purchases grouped by category
Monthly History
•Quick view of budget balance for past months (over, under or on-budget)
•Review all budget details for any previous month and make corrections if necessary
Reminders
•Set reminders for Fixed Expenses to be notified when payments are due
•Set reminders for Goals to be notified when installments are due
•Fixed Expense reminders can be set to appear one day before, two days before, one week before, or on the due date of the expense
•Monthly Goal reminders can be set to appear on any day of the month
•Reminders appear as local notifications and are not dependent upon wireless access
•Reminders tab where you can view all of your current reminders and keep track of which payments have been made
Backups
•Backup your entire budget in one tap and easily restore
•Email the backup file to yourself for safekeeping
•Backup and keep multiple versions of your budget
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